NBFC Registration – A Complete Guide
We offer end-to-end NBFC Registration services—guiding you through RBI approvals, documentation, and compliance to launch your Non-Banking Financial Company (NBFC) smoothly and legally.
- 100% RBI-Compliant Registration Process
- Expert CS, CA & Financial Advisory Team
- All NBFC Categories: ICC, P2P, MFI, and More
- End-to-End Service: Consultation, Filing, Liaison
- Transparent Process & Dedicated Guidance
Overview of NBFC Registration
Registering an NBFC with the Reserve Bank of India (RBI) is a multi-step regulatory process requiring in-depth documentation and strict compliance. The process covers company setup, minimum net owned fund (NOF) requirements, business plan, background checks, and RBI application management for categories including NBFC-ICC, NBFC-MFI, NBFC-P2P, and others.
Our specialized consultants help you choose the right NBFC category, prepare a robust application, ensure complete documentation, and liaise with the RBI for swift and successful registration.
NBFC registration with RBI is a comprehensive process requiring meticulous planning, documentation, and regulatory compliance. The journey begins with establishing a company under the Companies Act 2013, ensuring minimum Net Owned Fund (NOF) of ₹10 crores, and preparing a detailed business plan for the next 3-5 years. Our specialists guide you through every step: company incorporation, document compilation, online application submission via RBI’s portal, background verification support, and post-approval compliance setup. With our expert assistance, you can navigate RBI’s stringent requirements efficiently, avoid common pitfalls, and secure your NBFC license faster while maintaining full regulatory alignment.
RBI mandates specific criteria for NBFC registration: the company must be incorporated under Companies Act 2013, maintain minimum NOF of ₹10 crores (varies by NBFC type), ensure at least one-third of directors have 10+ years finance experience, and demonstrate good credit standing with no wilful defaults. Additional requirements include compliance with FEMA regulations for foreign investments, submission of detailed business projections, and adherence to prudential norms. Our team ensures your application meets every RBI criterion, preparing you for successful registration and long-term regulatory compliance.
Essential documents for NBFC registration include: Certificate of Incorporation, MOA/AOA, directors’ profiles with KYC and CIBIL reports, NOF certificate from statutory auditor, detailed business plan, board resolutions for Fair Practices Code compliance, audited financial statements (last 3 years), income tax returns, bank statements, and proof that the company hasn’t commenced NBFC activities without registration. We help organize, verify, and present all documentation in RBI-compliant format, ensuring smooth application processing and faster approvals.
Benifits of NBFC Registration
Regulatory Approval, Faster
Expertly managed documentation and process accelerate approval and reduce back-and-forth delays.Correct NBFC Category Selection
Ensures alignment of your business plan and objectives with the most suitable NBFC type, maximizing profitability and compliance.Penalty & Rejection Avoidance
Minimizes errors and omissions, reducing the risk of rejection or regulatory penalties.Operational Readiness
Guidance on post-approval steps lets you start NBFC business faster and with complete compliance.Investor & Stakeholder Confidence
Professional, legal registration builds immediate trust with investors, lenders, and partners.Sustained Compliance Support
Ongoing compliance advice helps maintain robust RBI interaction after registration.
