CKYC & CERSAI Registration – A Complete Guide
We offer comprehensive services for CKYC (Central KYC) and CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest) registration—ensuring your business meets RBI, government, and financial sector KYC and asset compliance requirements, effortlessly and on time.
- One-stop CKYC & CERSAI Registration and Integration
- Expert Guidance on KYC Compliance for NBFCs & Financial Entities
- Secure Record Creation, Uploads, and Ongoing Management
- Timely Registration, Data Validation, and Troubleshooting
- Transparent Processes & Data Confidentiality
Overview of CKYC & CERSAI Registration
CKYC (Central Know Your Customer) and CERSAI are national registries designed to streamline KYC procedures and prevent fraud in India’s financial sector. All NBFCs, banks, and lending institutions must:
Register with CKYC to upload and validate client identity documents
Register and report with CERSAI to record security interests (mortgages, loans) and prevent multiple financing of the same asset
Our specialists guide you through initial registration, portal setup, secure data uploads, and continuous reporting, making KYC and asset compliance simple for your business.
CKYC (Central KYC Registry) and CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest) registrations are essential for secure and efficient lending in India. CKYC streamlines customer onboarding with a unified KYC process, while CERSAI prevents fraud in secured lending by recording charges on assets and tracking multiple borrowings against the same property. Our experts help you register your institution, set up secure API access, validate client identities, and ensure data consistency across both platforms. We also provide ongoing support for recurring uploads and compliance audits, ensuring your business stays trusted and fully compliant.
To register with CKYC and CERSAI, you must submit onboarding forms, institution credentials, authorization letters, and set up secure digital connectivity. Both platforms require periodic data uploads (client KYC for CKYC, security interests for CERSAI) and adherence to strict accuracy and privacy standards. Our team guides you through each technical and legal step, ensuring smooth approval and quick integration.
Typical requirements include:
Entity incorporation proof and RBI license
KYC and ID of directors, compliance officers, and authorized users
Authorization letters or board resolutions
Secure upload agreements with CKYC/CERSAI
IT system readiness certifications
We assist in collecting, verifying, and submitting all documents, reducing risks of rejection and future compliance errors.
Benefits of CKYC & CERSAI Registration
Regulatory Compliance & Penalty Prevention
Meets all RBI and legal KYC obligations, eliminating the risk of penalties and enforcement actions.Streamlined KYC & Due Diligence
Enables faster, standardized client onboarding across institutions, improving customer experience and reducing fraud.Enhanced Transparency & Asset Security
CERSAI ensures assets used as collateral are traceable and cannot be doubly financed, reducing risk of fraud.Efficient Portfolio Management
Centralized KYC and security interest data make audits and internal reviews quicker and more accurate.Supports Business Growth
Smooth KYC and asset reporting enable seamless lending, borrowing, and investment activity.Improved Stakeholder Confidence
Builds trust among clients, regulators, and partners by maintaining up-to-date, government-backed records.
