NBFC Compliance – A Complete Guide
We help you comply with RBI’s regulatory framework for NBFCs — covering end-to-end services from registration to post-setup filings, policy drafting, and ongoing compliance.
- 100% RBI Compliant Process
- Dedicated CS, CMA & MBA(Finance) Experts
- End-to-End Support with Zero Penalties
- Fast Turnaround & Transparent Pricing
Overview of NBFC Compliance
Non-Banking Financial Companies (NBFCs) operate under the regulatory framework set by the Reserve Bank of India (RBI). All NBFCs must comply with strict reporting standards, registration procedures, and post-registration obligations to avoid penalties or license cancellation.
Whether you’re planning to register a new NBFC or need help maintaining your current one, our compliance consultants ensure zero-default RBI alignment.
Ensure your NBFC operates smoothly and legally at every stage. Our compliance solutions cover everything from company setup to ongoing operational adherence, including timely RBI filings, maintaining statutory documents, and robust internal controls. We assist with CIMS DNBS returns, CKYC and CIC registration, policy drafting, management changes, and regular compliance training. Proactive compliance not only prevents penalties and regulatory scrutiny but also builds lasting trust with borrowers, investors, and stakeholders. Stay ahead of risk, enhance your institutional reputation, and focus on business growth while we handle your end-to-end compliance needs.
Stay updated on essential RBI guidelines for NBFCs to ensure seamless operations and avoid disruptions. All NBFCs must adhere to minimum Net Owned Fund (NOF) norms, file quarterly and half-yearly CIMS DNBS returns, and complete CIC & CKYC registration for lending activities. RBI approvals are required for any management or directorial changes, both before and after the event. Keeping comprehensive policy documents in line with RBI Master Directions is compulsory and aids in smooth audits and regulatory assessments. Our team continuously tracks regulatory changes and supports your implementation, so your NBFC remains audit-ready and fully compliant at all times.
Get organized with a complete compliance documentation kit. Key documents include:
Certificate of Incorporation and Memorandum & Articles of Association
Board Resolutions for compliance actions
KYC documents (PAN, Aadhaar, address proof) for all directors and shareholders
Details and proof of Net Owned Funds (NOF)
Audited financials of the past three years
RBI, CIC, and CKYC registration certificates
Comprehensive Business Plan and Policy Manuals (Fair Practices Code, Credit, Risk, IT policies, etc.)
Details of management, group companies, and shareholding
We help you review, compile, and validate all documents for every stage of NBFC registration and compliance. A well-prepared dossier speeds up RBI and regulatory approvals, reduces queries, and ensures stress-free compliance.
Benefits of NBFC Compliance
Reduced Legal Risks
Adhering to RBI and regulatory guidelines minimizes the risk of penalties, legal actions, and license revocation, helping NBFCs operate smoothly within legal boundaries.Enhanced Reputation
Compliance builds trust with investors, customers, and regulators, strengthening the NBFC’s brand and fostering long-term business relationships.Improved Operational Efficiency
Systematic compliance processes help identify and eliminate operational inefficiencies, optimizing resource allocation and reducing costs.Better Risk Management
Compliance frameworks enable NBFCs to proactively identify, assess, and mitigate financial and operational risks.Increased Customer Confidence
Clients prefer NBFCs that demonstrate transparency and adhere to industry best practices, thus driving customer retention and loyalty.Market Credibility and Growth
Maintaining regulatory compliance enhances market credibility, attracting investors and facilitating sustainable business expansion.
